Loan without payroll: maximum amount required

For all those who need a loan to buy a car or to realize a dream or to face an unexpected expense, it is possible to request a loan without a pay slip.

But, how does the loan without a pay slip work? What is the maximum amount obtainable? Let’s find out in this dedicated guide.

Loan without payroll: how much to request?

payday loan

The loan without a pay slip is a personal loan dedicated to those who do not receive a pay slip, or a fixed monthly salary.

Therefore, all Free Professionals, Entrepreneurs and self-employed workers, but also housewives, students and the unemployed can apply for it.

How much to request?

payday loan

Generally, the disbursed capital does not exceed 5,000 euros .

The real motivation for which credit institutions provide such modest amounts is attributable to the fact that they are not willing to expose themselves too much to those with a rather high risk profile .

Being personal loans, loans without payroll require, in any case, the presence of a guarantee .

Loan without payroll: guarantees

payday loan

Despite the capitals disbursed by credit institutes to those who do not receive a fixed salary are of limited content, an alternative guarantee to pay must be presented.

The loan with a third party guarantor or a guarantor is a form of alternative guarantee to the pay slip: a third party (the guarantor) formally undertakes to return the obligation assumed where the debtor does not honor the loan installments without pay.

Another guarantee is to request the subscription of a loan with the issue of bills of exchange that serve as a credit instrument and a payment instrument. In the event that the debtor does not honor the loan, the creditor entity may proceed with the attachment of the assets of the financed party.

The loan with a pledge is another type of guarantee that can be presented by a person without a pay slip. Consider, for example, the granting of a loan with a pledge as a guarantee on valuable assets (jewelery, furs, precious stones, etc.).

Loan with online counseling: why is it worthwhile?

Does the loan with online advice really suit? From the renovation of the house to the purchase of a used car, from the expenses to organize a wedding to the purchase of a motorcycle: there are many reasons why we can evaluate the possibility of taking out a loan with the help of the professionals of Bobbsey Twins, which can be contacted directly on the web.

Numerous research data confirm that loans on the Internet are constantly increasing. What are the real reasons? Why do online loans really agree? Let’s find out in this dedicated guide!

Convenience Loan with our online advice: what are the advantages?


In recent years we have witnessed a surge in online loan applications. But, what are the real advantages ? Why do Italians prefer to apply for a loan with our online advice ? Here are the main advantages.

It’s a smart and fast solution

online loan

Requesting a loan with online advice is the smartest and fastest solution that allows you to avoid long queues and wasted time.

All you need is a connection to the network to request a loan with the support of web professionals who can compare the best opportunities , while you are comfortably seated on your sofa or directly from your smartphone or electronic device.

If the request is the absolute smartest solution , even the disbursement of the requested capital is very fast: many financial companies are able to provide the loan in just 24/48 hours after approval of the loan application.

It’s a safe solution

online loan

In addition to being smart and convenient, requesting a loan with the support of ABC online is really a secure solution . Credit institutions are supervised by the Bank of Italy to monitor the transparency of the procedures.

The data entered by customers are protected by security systems and are used by the bank to query the databases, to guarantee the maximum possible correctness and to assess the truthfulness of what was declared in the application.

This process of assessing creditworthiness protects the lender of the loan, but also the instant subject. Thanks to the controls carried out in a meticulous way by the bank, it is possible to assess that the granting of the loan does not involve an excessive indebtedness borne by the applicant.

Interest rates are lower.

online loan

Requesting this type of loan allows customers to benefit from lower interest rates . Watch out for the APR ! Compared to that of a “traditional” loan, the Global Effective Annual Rate of an online loan is smaller. Furthermore, the loan application with online advice is also free and without obligation.

And then, if you need a custom quote , contact a Consultant and find out what we can do for you!

500 euro loan: how to get it right away?

Is it possible to get a fast and immediate loan of 500 euros ? A sudden and urgent expense? Easy to have, you can apply for a loan of 500 euros in a very short space of time.

But, like any other personal loan, it is essential to attach all the necessary documentation to allow the bank or financial company to assess creditworthiness.

Furthermore, a guarantee is always required, even if it is possible to obtain a loan of 500 euros without having a pay slip and, also, for bad payers and for protesters.

Let’s find out in this guide what is the immediate loan of 500 euros and how to get it.

500 euro loan: who can request it?

fast loan

This small loan can be requested by dependent employees hired on a permanent or fixed-term contract, by self-employed workers, holders of VAT numbers, freelancers and pensioners.

Not only that, even unemployed subjects, those without payroll, students and housewives can file an application for a small loan of 500 euros.

What do you need to get a 500 euro loan?

euro loan

To apply to apply for a small loan of 500 euros it is necessary to present:

  • valid identity card,
  • fiscal Code,
  • utility bill
  • income documents (last two pay slips for employees, Single Model for the self-employed and pension slip for pensioners).

To obtain a loan of 500 euros it is not necessary to justify the purpose of the loan.

Once the credit history and the reliability of repaying the loan installments have been assessed, the bank or the financial company will communicate the outcome of the preliminary investigation.

Small loan 500 euros: guarantees

Small loan 500 euros: guarantees

Like any other personal loan, each creditor can request different guarantees : underwriting an insurance policy, signing a surety agreement, signing a third party guarantor or guarantor and signing a loan with release of bills of exchange.

To guarantee repayment of the loan, the creditor can accept bills of exchange signed by the client (principal) and by a third party (endorser) or even by a third party.

The endorsement is a form of personal guarantee by which a (endorsing) person undertakes to fulfill the obligation assumed by the principal or underwriter of the loan.

For more information, you can request a personal consultation with Harry Angstrom .

Loan with 2019 guarantee: how does it work?

Are you looking for a loan with a guarantee ? No fear! With the arrival of the year 2019, now at the door, you can request your loan with guarantee.

But, what are the main guarantees that will be required of you? How does the 2019 loan guarantee work? Let’s find out in this dedicated guide.

Loan with 2019 guarantee: what is it?

bank loan

The loan with guarantee is a loan whose main guarantee is represented by the pay slip (salary) or by the pension or, in any case, by the monetary “income” that you collect each month.

It must be emphasized that each creditor assesses your creditworthiness or your ability to repay the assumed bond correctly.

After all, thanks to your monetary income, you can guarantee the correct and timely fulfillment of the loan installments.

But, it is not always possible to guarantee the loan with the salary or the pension: in these cases, there is however the need to guarantee the creditor the ability to pay the installments correctly.

How? Presenting an alternative guarantee . What is it?

Alternative guarantees: what are they?

If you are a person who does not receive a paycheck or a pension, it is very likely that the creditor can ask you for an alternative guarantee to the income guarantee .

Among the loans with a 2019 guarantee, the surety with a guarantee appears: the person holding the guarantor or guarantor is a third party (for example, a parent, a relative, etc.), who commits himself with his assets to repay the loan contracted by you, in the event that you are unable to fulfill the installments.

The guarantee of the guarantor provides for the sole moral and financial commitment by the guarantor that guarantees for you. In any case, the guarantor himself has recourse against you.

Another form of loan with guarantee is the loan with securities guarantee (shares, bonds, mutual funds and other financial instruments, etc.).

If you do not have a job, but have assets

The bank can offer you to grant you a loan by guaranteeing the deposit of securities that you will bind to meet the contracted obligation, and they will not be available until the loan is terminated.

If you want to receive more information on the 2019 loan, contact a Consultant who will be happy to help you find the right product for you.